Hey HN, OP here.
I built FightHOAFines.com because I got tired of the arbitrary enforcement and bureaucratic nightmare that is the modern Homeowners Association.
The Problem:
HOA boards often send violation notices based on vague interpretations of bylaws or without following proper state notification procedures. Most homeowners just pay the fine because researching the CC&Rs (Covenants, Conditions, and Restrictions) and drafting a formal response takes too much time.
What this tool does:
You upload your violation notice (or describe the issue), and the tool generates a formal dispute letter. It doesn't just complain; it structures a "legal-lite" argument.
Under the Hood:
Input: It takes the violation details and (optionally) your specific HOA documents.
Processing: I'm using [Insert Model, e.g., GPT-4o/Claude] to parse the legalese of the violation.
Retrieval: The system cross-references the violation against a database of common defenses and specific state statutes (currently optimized for [Your State/Florida] but working on others) to find procedural errors the HOA might have made.
Output: It generates a formatted PDF letter ready to mail.
Why I built it:
I realized that 90% of fighting an HOA is just sounding professional enough and citing the right statute to make them back down. I wanted to democratize that "lawyerly pushback" for people who can't afford actual counsel for a $100 trash can fine.
I’d love feedback on:
The letter quality, is it too aggressive or too passive?
Any specific edge cases (e.g., selective enforcement) you think I should add.
Thanks!
Hey HN, OP here. I built FightHOAFines.com because I got tired of the arbitrary enforcement and bureaucratic nightmare that is the modern Homeowners Association. The Problem: HOA boards often send violation notices based on vague interpretations of bylaws or without following proper state notification procedures. Most homeowners just pay the fine because researching the CC&Rs (Covenants, Conditions, and Restrictions) and drafting a formal response takes too much time. What this tool does: You upload your violation notice (or describe the issue), and the tool generates a formal dispute letter. It doesn't just complain; it structures a "legal-lite" argument. Under the Hood: Input: It takes the violation details and (optionally) your specific HOA documents. Processing: I'm using [Insert Model, e.g., GPT-4o/Claude] to parse the legalese of the violation. Retrieval: The system cross-references the violation against a database of common defenses and specific state statutes (currently optimized for [Your State/Florida] but working on others) to find procedural errors the HOA might have made. Output: It generates a formatted PDF letter ready to mail. Why I built it: I realized that 90% of fighting an HOA is just sounding professional enough and citing the right statute to make them back down. I wanted to democratize that "lawyerly pushback" for people who can't afford actual counsel for a $100 trash can fine. I’d love feedback on: The letter quality, is it too aggressive or too passive? Any specific edge cases (e.g., selective enforcement) you think I should add. Thanks!